Benefits

Lost Your Insurance Benefits?
We Got Them Back For You!

 

Our association works hard to protect your pension AND your insurance benefits. This is one of the main advantages of being a member and one of the main reasons we are here for you!

Thanks to our trusted partner, AMBA, members are eligible for exclusive supplemental insurance. Get special group rates on dental, vision, long-term care, home healthcare, cancer, heart, stroke, accident, life insurance, and other policies.

If you’ve had trouble getting supplemental insurance at a reasonable rate, here’s your chance! Best of all, it's easy - you can enroll online or by phone.

AMBA logo
dental hygienist working on a man's teeth

DENTAL COVERAGE LIKE WHEN YOU WERE WORKING

 
  • Choose your own dentist – No network required.
  • Save 20-40% – With a dentist in the Delta Dental Network.
  • No Waiting Periods – For covered services during open enrollment.
  • Over 400,000 providers to choose from – Whether home or traveling.
  • Wide Range of Procedures – Covered with a low deductible

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

VISION COVERAGE WITH A CLEAR DIFFERENCE

 
  • Choose from thousands of eye doctors nationwide.
  • One-stop convenience for eye exams and eyewear, your local Walmart included.
  • Great Benefits and Low Copays:
    • WellVision Exam covered every 12 months with a $15 copay.
    • Prescription Eyeglasses with a $25 copay.
    • Frames covered every 24 months
      • $150 allowance on wide selection of frames
      • $170 allowance for featured brands
      • 20% savings on amount over allowance
    • Lenses covered every 12 months.
      • Single vision, lined bifocal & lined trifocal lenses
      • 100% coverage on Progressive lenses
      • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
    • Contact Lens Exam covered every 12 months (instead of eyeglasses).
    • 20% savings on additional glasses and sunglasses.

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

a woman having an eye exam done
image of an ambulance with it's lights on

EMERGENCY MEDICAL TRANSPORTATION PLANS

 

A ground ambulance or air transport could cost thousands. Medicare may not cover this. It's important to protect yourself. Medical Air Services Association (MASA) provides plans for lifesaving emergency transportation services. Services are paid in full, with no deductibles, co-pays, or dollar limits. Whether home or traveling, MASA covers your ambulance or airlift, regardless of your age or medical condition.*

Plus, you can get your MASA plan through a trusted source: IRSPA

ENROLL ONLINEREQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

EASY ISSUE LIFE POLICY

 

This plan can give you the peace of mind of protecting your family from the high cost of final expenses.

Advantages include:
• No medical exam or lab tests
• No decrease in coverage due to age or health 

LEARN MOREREQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

image of a nurse caring for an elderly woman
a woman holding the hand of an elderly woman while talking to her

LONG TERM CARE INSURANCE

 

A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children. 

Long-term care services not typically covered by Medicare include:
• A skilled nursing facility after 100 days
• Bathing
• Dressing
• Transferring to and from a bed or chair
• Eating
• Personal hygiene

Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

HOME HEALTHCARE INSURANCE

 

If you’re like most people sidelined by an accident or health issue, you’d prefer to recover in the comfort of your own home. Home healthcare, which costs less and can be just as effective as care in a hospital or skilled nursing facility, is not always covered by standard health insurance. A Home Healthcare plan gives you the flexibility to choose the type of care that’s right for you.

Costs for hospital stays and for at-home and nursing facility recovery can be devastating. Even those who lead a healthy lifestyle may be at risk for an unexpected health issue requiring therapy and rehabilitation. This insurance can help you manage your expenses and preserve your savings. Benefits are paid directly to you or a medical provider that you designate and given in addition to any other health care coverage you may have.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

image of an elderly father having coffee with his daughter
medicare application form

MEDICARE SUPPLEMENT INSURANCE

 

Medicare doesn’t provide all the health insurance coverage you need. That’s where a Medicare Supplement plan comes in. Also known as Medigap, these insurance plans not only help pay for additional eligible expenses not paid by Medicare, they provide the freedom for you to use your own physician, specialist, and medical facility. 

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am-6pm CT 

HEARING PLAN

 

Most insurance plans don't cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.

Benefits include:
• Free annual consultations for you & your immediate family
• One year of free office visits (limit 6)
• Nationwide network of 3,000+ locations
• Discounts on hearing aids, tinnitus options & hearing protection products

REQUEST INFO
OR CALL 1-888-200-5701 Mon‑Fri 8am‑6pm CT

an elderly woman putting on a hearing aid
a cancer patient hugging her daughter

CANCER/HEART/STROKE INSURANCE

 

Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.

A cancer plan will:
• Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma
• Be paid at one time in one lump sum, for you to use as you see fit
• Offer an optional heart and stroke rider for additional premium 

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

TAX-DEFERRED ASSET PROTECTION

 

If you never want to get jolted by sudden changes in the stock market, then a Tax-Deferred Asset Protection plan may be for you. With this program, your income is locked in, with a guaranteed interest rate. Plus there are multiple payout options.

Benefits of this program:
• Protects your investment from downturns
• Enjoy market gains without downside risk
• Offers guaranteed interest rates
• Provides income for your entire lifetime
• Liquidates penalty-free for Confinement, Terminal Illness and Home Health Care
• From a carrier you know and trust: A+ rated by Standard and Poor’s, in business for over 133 years

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

elderly man signing paperwork with a younger guy
IRSPA Dental
IRSPA Vision 
IRSPA Medical Transport 
IRSPA Long Term Care 
IRSPA Home Healthcare 
IRSPA Medicare Supplement Insurance
IRSPA Hearing Plan
IRSPA Cancer/Heart/Stroke Insurance
IRSPA Annuities
IRSPA Discounts Nationwide Image

ID/FRAUD PROTECTION

Our world continues to become increasingly connected to the Internet. While this can be incredibly convenient, it also puts some things that matter most to you at risk, such as your identity, money and assets, family, reputation, and privacy. That’s where ID Protection comes in. An all-in-one digital safety net for you and your whole family includes credit monitoring, military-grade encryption, and insurance protection to help cover any eligible losses and fees due to ID theft and fraud.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

PROLIABILITY: PROFESSIONAL LIABILITY COVERAGE

Proliability, powered by AMBA, offers professional liability coverage tailored to the professions it protects. From medical malpractice coverage for nurses to errors and omissions coverage for business professionals, our professional liability coverage brings with it significant benefits to offer peace of mind- all for an affordable price.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑5pm CT

 

 
IRSPA Dental
IRSPA Vision 
IRSPA Medical Transport 
IRSPA Long Term Care 
IRSPA Home Healthcare 
IRSPA Medicare Supplement Insurance
IRSPA Hearing Plan
IRSPA Cancer/Heart/Stroke Insurance
IRSPA Annuities
IRSPA Discounts Nationwide Image
IRSPA Dental
IRSPA Vision 
IRSPA Medical Transport 
IRSPA Long Term Care 
IRSPA Home Healthcare 
IRSPA Medicare Supplement Insurance
IRSPA Hearing Plan
IRSPA Cancer/Heart/Stroke Insurance
IRSPA Annuities
IRSPA Discounts Nationwide Image

LEGAL ASSISTANCE

Protect yourself and your family with a legal services plan. Members can access a nationwide network of attorneys for a low monthly cost with no copays, deductibles, or claim forms.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

DISCOUNTS NATIONWIDE

 

Enjoy savings, right from your computer, at myAMBAdiscounts.com. Retirement is an adventure—why not save money along the way? As a member of the association, you can enjoy exclusive discounts on:

  • Computers
  • Electronics
  • Household Items
  • Entertainment
  • Dining
  • Travel
  • Hotels
  • Rental Cars
  • Flowers
  • And more

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

an image of a wife feeding her husband in a funny way

 

This material is for informational purposes only and does not provide any coverage. Not all MASA products and services are available to residents of all states. The benefits listed, and the descriptions thereof, do not represent the full terms and conditions applicable for usage and may only be offered in some memberships or policies. For a complete list of coverage and exclusions, please refer to the applicable member services agreement or policy for your state. For information about MASA plan benefits, visit: https://getamba.com/MASA/